Archive for category Book & Product Reviews

Money Management Certification Program by FamilyMint

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Years ago, when the kids were younger, we utilized a simple savings program, to help them understand responsible money management. We paid them an allowance, which they in turn had to divide into five different categories by percentage.  Something like this:

  • Tithe/Charity: 10%
  • Savings for Future/Emergency Fund: 40%
  • Savings for Specific Items: 20%
  • Spending Money/Gifts for others: 20%
  • Educational/Books: 10%

It was a great program to get them started, but as they got older, we got away from using it.   (Thankfully, they were diligent to protect their envelope kit, and the folder with their savings for the future sat untouched!)

Fast forward…..It’s time to get beyond the basics.  When we received our copy of the award-winning, Money Management Certification Program, I knew it would be a great fit.   WB Workbook - Homepage

The program starts with entering all money on hand in a register, then tracking all future income and expenses in one place. This was the fun part for us. I watched my son’s face light up as he pulled out his wallet, his secret storage box, and his old envelope system and began to count it out. I don’t think either child had any idea how much money they really had!

The program has the parent act as the banker, but because of their past savings and their ages, we chose to use this time to get real bank accounts for them to manage. They will keep a regular check register for their real bank account and a separate register for their spending money at home.

After learning to track their money, they learned about goal setting, budgeting, and even simple and compound interest.  Each new concept is followed by application through a related assignment.

And there is more helpful information available on the FamilyMint Blog

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What a great way to get your kids started with Money Management.  I love that you have the choice between using an online app OR a workbook.  We chose to focus primarily with the workbook edition, because we are using technology solutions for so many other subjects.   Both are easy to navigate and effective in teaching your child how to manage their money.

WB FamilyMint Premium - Homepage

Here’s a quote from the FamilyMint website:

“Financial success and independence starts with forming the right habits and behaviors. This simple step-by-step program is designed to enhance learning and ensure success.”

I think they’re on the right track with this award winning program!

Obviously the key to making this a successful program for your child, is to continue utilizing the concepts learned.  The Money Management Certification Program by FamilyMint sets them on an excellent path to disciplined money management.  Starting good habits young, will help them achieve goals and make good financial decisions later in life.

So, what have you got to lose?  They have a 100% Better-than-Money-Back Guarantee, see website for details!

Product Information

Designed for ages 10+

As of this writing, there are three options available:

Option 1: Family Introductory Bundle (Workbook & Premium Online Subscription) for $29.99

Option 2: Premium Online Only Subscription – Monthly $4.99 or Annual $24.99

Option 3: FREE online application

FamilyMint has offered a coupon code just for you!  From now until March 31st, you can get 20% off your entire order at FamilyMint. Simply enter mosaics20 at checkout to receive this discount.

Please visit the FamilyMint website for the most current information and more details.

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MosaicReviews125x125_zpsb7d2cb5fOther members of the Mosaic Reviews team have also reviewed this product.  Please feel free to visit their blogs by clicking the Mosaic Reviews button.

Disclaimer:  Members of the Mosaic Reviews team were given this product in exchange for their honest review. No other compensation of any kind has been received.

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God Gave Us Easter Blog Hop

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Welcome to the Easter Egg Blog Hop! Today I am hosting the final stop!

What’s the Easter Egg Blog Hop? Learn more about it here, and join the fun! You will have a few extra days to gather your eggs for a chance to win. In fact, you’ll have until Sunday, March 10th at 11:59 pm, so get hopping!

Though we have spent the last two week celebrating Lisa Tawn Bergren’s God Gave Us Easter, today she is sharing a glimpse into another one of her books. Recently, her devotional of prayers for parents called Upside-Down Prayers for Parents was released by WaterBrook Press. Today we’re getting an exclusive excerpt! So read on and enjoy!

Today’s Easter Egg: What does the devotional, Upside-Down Prayers for Parents­ address? (You can summarize or copy/paste the answer!) Hop on over to the entry form and let us know!

Upside Down Prayers for ParentsHere is an excerpt from Upside-Down Prayers for Parents by Lisa Tawn Bergren

“As Christians, we’re called to take the lead when hard times hit. To stand and be counted among those who place their confidence in a God who is completely good, even when life feels bad. Yes, life is rough. At times, brutal. But it’s also amazingly, achingly beautiful. Full of hope and potential and possibility. And if we want to raise children whose faith can thrive in difficult circumstances—children who live in a loving, wholly trusting relationship with their God, who are able to see the beauty even in the midst of the fire and smoke, who remain alert for signs of hope amid the rubble—we have to model that kind of relationship with our God. Come what may.

As parents, we want to equip our children to be strong and courageous disciples. But we can only teach them what we already know for ourselves, right? So this devotional addresses both our personal relationship with God—to make sure we have his priorities clear in our heads and hearts—and our role as parents who seek to trust our loving God with our precious children, knowing he only seeks to be closer to them. Come what may.

We feel responsible to protect and shield our children from harm. So it seems odd to wish upon them anything but peace and prosperity. But if you’re like me, the adults you admire—the people you’d like to befriend and emulate—are people who live life deeply, richly, and in a holy fashion, regardless of what life throws at ’em. They have the spiritual stamina to make it through the fires of difficulty and maintain a sense of optimism and hope. To press on through the darkness, which in turn somehow helps them better appreciate the light.

It’s understandable and right to pray for our children’s protection, health, and well-being. But too often, we slip into spiritual timidity. We like to stay in that safe zone—and we definitely prefer to see our children in that happy place, right? But if we wish to be warriors for Christ, resilient disciples of the Way, we’re after more depth in discipleship, knowledge of the Holy, and a full-on trust of the One who loves our children best. And if we’re to trust him with everything in us, we have to lay our lives—past, present, and future—in his hands. Perhaps most challenging, we have to lay our children’s lives there as well.

This is not a sweet and gentle devotional. It wrestles with thirty-one issues that will most likely drive us to our knees, praying ourselves or our children through them. But I believe God redeems the time, the effort, the pain, every time. And when you fully absorb these truths and make them a part of your prayer life, I believe you will see a harvest in your own life and in your children’s. Because this is rich, dark, moist, fertile soil, post-fire stuff. Growth stuff. The kind of stuff that initially leaves you grasping for words and gasping for air. But after the smoke clears, when you can rise and take a deep, unencumbered breath, you will feel stronger for the experience, knowing that you’ve witnessed yet again the faithfulness of the One who loves you most.”

Hope you enjoyed participating in the God Gave Us Easter Blog Hop!  

Before you go, don’t forget to hop on over to the entry form!

 

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